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Transforming Payments and FinTech with AI: A Gateway
to Innovation

Transforming Payments and FinTech with AI: A Gateway
to Innovation

Artificial Intelligence (AI) is no longer just a vision. It’s now a fully-fledged critical enabler in the finance
sector. Since the technology is becoming increasingly widespread, the question is not who has it but who can use it better. 

Some of AI’s common applications in payments include customer interactions through chatbots, personalized recommendation engines, risk assessment and fraud detection. However, these implementations often serve as add-ons to existing systems, leading to incremental improvements instead of helping organizations reach their full potential. 

Why Choose Scalefocus as Your AI Implementation Partner?

We work holistically

From consultancy, through data engineering, to custom built solutions and AIOps/MLOps, at Scalefocus, we help FinTech and payment companies adopt a holistic strategy to integrate AI early in their process design to avoid a patchwork approach.

We handle data optimally

Our team ensures that data and AI are intrinsically connected to enhance customer experiences,
optimize transactions, boost operational efficiency, and reduce costs.

We minimize risk

We employ an iterative approach to AI-powered projects and develop a PoC before you decide to commit significant resources.

We prioritize sustainability

We assist our clients in reimagining operations with
AI as a central component instead of a peripheral tool. 

What We Offer

Our deep understanding of AI is focused on the following areas:  
AI adoption


AI adoption

Applying AI effectively requires a partner who goes beyond just technology implementation. Realizing both the challenges and opportunities that AI holds, we designed the Scalefocus AI Adoption Framework.

It provides a blueprint for organizations that want to build effective AI capabilities, helping them pick up the adoption process in small, tangible steps.

Cloud-native composable platforms


Cloud-native composable platforms

In this new world of frictionless demand, banking is becoming composable, assembling best-of-breed technology, people, and processes from loosely coupled capability blocks sourced from vendors or built in-house.

We help organizations dramatically reduce time-to-market by combining existing and new capabilities through APIs in the cloud.

Payment analytics


Payment analytics

By analyzing vast amounts of data, AI algorithms can identify patterns and trends in consumer behavior. We help financial institutions offer tailored payment solutions that meet each customer’s unique needs.

Whether recommending suitable credit card offers or facilitating seamless transactions, AI-powered systems deliver personalized experiences that drive customer satisfaction and loyalty. 

CX and UX design


CX and UX design

With payments being a decisive moment in the customer journey, companies must facilitate the payment process as much as possible. AI can significantly enhance the customer experience by offering personalized payment options based on spending habits.

Our team employs payment UX best practices in the context of AI to instill trust in your customers and directly increase your business’s bottom line.

Integration as a service


Integration as a service

Scalefocus has broad AI expertise integrating AI services from leading companies like OpenAI, Google, and Microsoft as well as with popular open-source models like Llama 2, Mistral, and Hugging Face.

We can fine-tune ready models for specific business verticals or leverage AI solutions from major cloud providers and marketplaces.

Data and Analytics


Data and Analytics

Data is the lifeblood of AI and without proper data quality management, AI initiatives are doomed. No matter how advanced your Machine Learning algorithms are, they will only reach peak performance with good-quality data.

We deliver strategic consulting and development of data management, infrastructure, concept planning, and implementation of holistic data strategies.

Embedded finance


Embedded finance

As irrelevant or low-quality data is a major setback in embedded finance, AI is now being used to improve the reliability of data provided to companies, minimize errors, and streamline processes like creditworthiness checks.

Our team helps organizations optimize their data to offer high-quality personalized services.  

White label solutions


White label solutions

As AI technology can be very costly, we enable companies to offer cutting-edge solutions without having to invest in the development of complex tech in-house.

The range of services that can be enriched with white label AI include predictive analytics, virtual assistants, and more.

Ready to scale and meet the technology challenges of tomorrow?

Contact us